I was told that it has to do with the fact that payment has been made within 30 days of the auction or the lock cuts. I'm not exactly sure. If we could just do it that'd be great! We will often times set up payment plans of 2-3 installations and if they default once they automatically get sold at next auction unless paid in full. But if we take a payment 2 weeks before the auction, we can't continue the auction process. Utah law I guess.