Quote:
Originally Posted by jcarlisle
What do you like about these retirement plans? What do you dislike? Does your employer offer a 401k plan, and will they match your contributions?
|
You mean there is more out there than just turning in my soda cans for recycle $$?! Excuse me while I run ask the boss if he'll match my pennies!
Seriously, everything is so tossed about it's hard to know which way to go at this point. No 401k here, but I wish... hey boss are you lurking here?
I'm considering taking some funds and putting them into the short term, higher yield CDs, but that means staying on top of it at all times. Too many decisions and stress related to the 'what if' you make the wrong decision, don't move things when you should etc. How wonderful would it be if there was an easy answer to the retirement funds question.
401k was a godsend from my previous life, I liked being able to diversify my portfolio and determine various risk factors and made some good money on it.
For now the best retirement plan I have in place is our kids. Pushing them to excel so they can take care of us in a style to which we could become accustomed to in our old age. Reminds me, time to call them all and crack the whip a bit!